The ceiling loan limit for one-unit properties in most high-cost areas will be $970,800 - or 150% of $647,200. In most of the U.S., the 2022 maximum conforming loan limit for one-unit properties is $647,200, an 18.05% increase from $548,250 in 2021. Here are the maximum conforming loan limits (CLL) for mortgages to be acquired by Fannie Mae and Freddie Mac in 2022.
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